“We were growing our business and had some important decisions to make. When we met Rob, he actually took the time to understand what was really important to us and didn’t drive things based on his agenda – it was about our agenda. The result was great. We ended up creating a funding model and cleaned up some of our company and executive compensation programs in a way that really made sense. Today we feel like we have something solid under our feet, something we can trust. If you haven’t met Rob yet, you need to.”
Philippe Doyle, President Lalande + Doyle Architects
“I needed to get some life and health insurance plans in place so I could protect myself, my family and my business. Rob’s recommendations turned into a really wise choice for us. He followed up quickly and has stuck with us – he’s not the kind of person that just does a project and then you never see him again. He continues to tend to our best interests.”
Steve Moffatt, Owner Moffatt Group of Companies
“Our company was growing and we were concerned with the well-being of our employees, and giving them reasons to stay. We also wanted to take the financial pressure off ourselves and sleep better at night. When Rob started helping us, he got us organized, and then brought a good process that helped us create a clear vision for the future, and helped us restructure our business. Now we’re able to adapt to the growth and changes in our business. If you’re looking for a different perspective that you can count on, Rob will make you feel at ease while he makes it easy to make some important decisions.”
Ken Watson, former Owner, USL-1 Underground Service Locators Inc.
“We needed a better plan for our family and weren’t sure where we wanted to go with it. Rob put together a plan for us that handled the future estate needs that we have, as well as protection for today.
He had a very disciplined approach to the planning process and we ended up with a lot more clarity than we thought we would, and a plan that addresses both our personal needs and our financial needs. Rob helped us make some very important decisions with confidence.”
Michael Carson, Owner, Surgeson Carson Associates Inc.
“When we were trying to make key decisions concerning our group insurance plan, personal investments, protecting the business for the future and building our wealth as owners, we weren’t sure we could find one person who would “get” all of it.
Rob gave us excellent guidance that we could trust, provided security in our income and company growth, developed a wealth plan that increased my investments and gave us a sense of security for life. He really understood what we needed and how to deliver it. He’s a great guy, a good ol’ Canadian boy, and a pro at what he does.”
Alex Ramalho, Owner, HVAC Maximum Heating & Cooling
“Rob took the time to understand what is most important to me – family. Then he showed me how to protect my family. I have a strong sense of security that has taken a weight off my shoulders and has let me really move forward to grow my business. Listen to what this man has to say.”
Fiorino Calarco, Owner, Normar Drywall Inc.
“We needed succession plan options for our company’s future that would help us steer through the unexpected mine fields that inevitably come up when running a business. We also needed a strategy that would ease the transformation for future owners. Rob clearly explained what we needed, educating us on the often misunderstood world of personal and corporate insurance, and kept us focused on getting to the end results. He filled in all of the gaps and tied up loose ends in a helpful, pleasant way. It’s comforting to know that we now have a plan in place to deal with life’s uncertainties and to move the business forward.”
Henry and Steven Brenning, Owners, Brenning Construction (1986) Ltd.
“When I was looking for some help figuring out where I was personally and with the business, I went to Carleton Financial Services. Rob Dempster listened to me and developed a comprehensive evaluation that addressed the specific issues that resulted from our change in business ownership. He really took the time to understand my business and the areas that I personally needed to work on and provided concrete goals and steps that I could follow to get there. I came away from the process confident that my business, business partners and family are protected and that we have a plan to follow as we move forward.”
Bill Clarke, Ottawa Optometric Clinic
“In business, it’s important to have good, trusting relationships with your advisors. Rob from Carleton Financial Services makes it easy. He takes a personal interest in our business and looks at the big picture. He is an educated resource that we can talk to about all aspects of our business and we know that we can trust him to act in a diligent, results focused way.”
Heinz Keller, Keller Engineering Ltd.